Hiring a contractor for home improvements, renovations or remodeling projects is a safe, cost effective way to add value to your house. The process of finding a reliable contractor should always include checking references and qualifications. In addition, contractors are required to carry various levels of liability insurance, depending on local provincial or state laws.
There are other types of insurance coverage and protection you can ask the contractor to have as well when you draw up your contract. Consult an attorney and a reputable insurance agent when deciding on what insurance requirements you add into your home improvement contract.